DISCLAIMER: Western Business Innovations is not a lender, broker, or financial advisor. We do not make credit decisions, originate loans, or extend financing directly. Our role is limited to providing general business information and referrals to licensed third-party lenders and service providers who may offer financial products.
All financing options are subject to the independent approval, review, and qualification criteria of our third-party partners. Approval is not guaranteed. The terms, rates, and conditions of any financing will be provided directly by the licensed lender or provider offering the product.
Estimated Annual Percentage Rate (APR) ranges for business loans of $5,000 or more generally vary between 10% and 99%, depending on the lender’s underwriting standards, borrower qualifications, credit history, and other determining factors. Actual rates, fees, and repayment terms will vary by provider.
Western Business Innovations is not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration (SBA) or any other government agency. All SBA-related information is provided solely for educational purposes.
All product and company names mentioned are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation or endorsement.
TERMS OF SERVICES | PRIVACY POLICY
Streamline Your Wealth With Expert Automated Financial Guidance
Learn about available business financing options with Western Business Innovations and find potential pathways to support your business goals
Discover Flexible Business Lending Solutions That Work for You
At Western Business Innovations , we combine smart technology with tailored funding strategies to help businesses access capital, manage cash flow, and scale with confidence. Secure the funding your business needs—fast and hassle-free.
Explore Our Financial Tools & Expert Services
Explore potential pathways.
Equipment Financing
Get funding to acquire equipment for your business to keep on growing.
Working Capital
Quick and simple cash available for any business purpose.
Term Loans & SBA Loans
A specialist will tailor a business loan to fit your needs. Our SBA loans have some of the lowest rates available with an SBA 7a, 504, or express loan.
Business Line of Credit
Access capital for your business when you need it and only pay interest on the funds you use.
Invoice Factoring
Get paid upfront for your 30, 60, or 90 day old invoices.
FAQs
Your Queries Answered: Navigating Financial Success with Western Business Innovations
I have bad credit and even a previous bankruptcy. Can you get me funding?
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
What can I use the funding for?
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation
What is the minimum requirements for funding?
Minimum of three months in business.
Minimum of $5,000 in monthly revenues.
Your business is based in the United States.
How do I get started with Western Business Innovations ?
Hit the 'apply now' button and fill out all the info you can, so we can get started.
Are you the one funding me?
No, we are the middle man in between you and success!
What is your application process?
The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.