Working Capital
Working capital refers to the funds available to support a business’s daily operations. It is generally calculated as the difference between current assets (such as cash, inventory, and accounts receivable) and current liabilities (such as accounts payable and short-term debt).
Maintaining healthy working capital is essential for smooth operations — helping businesses cover ongoing expenses, manage inventory, meet short-term obligations, and respond to changing market conditions. Having sufficient working capital also allows a business to remain flexible and prepared for opportunities that may arise.
For businesses exploring ways to improve cash flow or access additional working capital, there are various options offered by licensed third-party financing providers. It’s important to review these options carefully and seek guidance from qualified financial professionals before making any financial commitments.
FAQs
Your Queries Answered: Navigating Financial Success with Western Business Innovations
I have bad credit and even a previous bankruptcy. Can you get me funding?
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
What can I use the funding for?
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation
What is the minimum requirements for funding?
Minimum of three months in business.
Minimum of $5,000 in monthly revenues.
Your business is based in the United States.
How do I get started with Western Business Innovations ?
Visit our website and sign up for a free consultation to learn how we can serve you.
Are you the one funding me?
No, we are the middle man in between you and success!
What is your application process?
The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.